See When You Could Actually Stop Working.
Enter your numbers in any currency. We'll estimate your Freedom Date — and show exactly how much each spending habit is pushing it back.
Your Numbers
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Advanced assumptions
Your Freedom Date is when your invested assets could cover your yearly spending at the withdrawal rate above (e.g. 4% → 25× annual expenses). "Real return" is growth after inflation, so the date is in today's money. These are general planning estimates, not advice.
Your Wealth Leaks
Enter your typical monthly spend for each. Leave blank or 0 if it doesn't apply.
Where Your Freedom Is Going
Each habit, ranked by how many years it adds to your Freedom Date.
Get Habit Reminders That Protect Your Freedom Date
Pro tracks your leaks over time and sends smart nudges when a habit starts costing you real freedom — compared to your income. Join the waitlist for founding-member access.