Freedom Date Calculator™

See When You Could Actually Stop Working.

Enter your numbers in any currency. We'll estimate your Freedom Date — and show exactly how much each spending habit is pushing it back.

Your Numbers

Everything stays on your device. Nothing is sent or stored unless you ask us to.

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Advanced assumptions

Your Freedom Date is when your invested assets could cover your yearly spending at the withdrawal rate above (e.g. 4% → 25× annual expenses). "Real return" is growth after inflation, so the date is in today's money. These are general planning estimates, not advice.

Your Wealth Leaks

Enter your typical monthly spend for each. Leave blank or 0 if it doesn't apply.

Your estimated Freedom Date
Total monthly leaks
That's per year
Value by your Freedom Date

Where Your Freedom Is Going

Each habit, ranked by how many years it adds to your Freedom Date.

Wealth Bandit Pro — Coming Soon

Get Habit Reminders That Protect Your Freedom Date

Pro tracks your leaks over time and sends smart nudges when a habit starts costing you real freedom — compared to your income. Join the waitlist for founding-member access.

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